M&A transactions involving financial services providers—including tech-based providers or “fintechs”—raise a host of unique questions based on the types of services they provide, which are often highly regulated and may involve fiduciary or similar obligations. Parties to fintech M&A transactions should therefore carefully consider issues related to their regulatory status in structuring and executing those transactions.
Below we provide a high-level discussion of some of the considerations that may be involved in a fintech M&A transaction. This list is not comprehensive and is meant solely as an introduction to the types of issues at play.
M&A transactions involving fintechs are complex, and many other issues may be relevant to any given deal. For additional information, please contact Amy Caiazza, Neel Maitra, Jess Cheng, Josh Kaplan, Maneesha Mithal, Matthew Staples, Stephen Heifetz, Troy Jenkins, Mara Alioto, Michael O’Brien, or any other member of Wilson Sonsini’s fintech and financial services practice or M&A practice.