Charles (CJ) Gelinas is a partner in the New York office of Wilson Sonsini Goodrich & Rosati. CJ represents issuers, underwriters, lenders, and borrowers in all aspects of asset-backed securities and other structured products, with experience spanning warehouse transactions, asset-based financings, master repurchase (repo) agreements, structured and traditional warehouse transactions, and other complex financing structures. His recent work includes rehypothecation, back-to-back repo, and repledge facilities involving assets as diverse as residential and commercial mortgage loans, credit risk transfer (CRT) securities and securities, as well as securitizations of nontraditional assets such as student income-share agreements; income-based repayment loans; name, image, and likeness (NIL) contracts; and home equity appreciation instruments.

CJ also represents servicers and investors in the acquisition, disposition, and financing of mortgage servicing rights (MSRs), servicer advance receivables and related assets, as well as structuring senior secured MSR lending facilities, master-feeder joint ventures, non-voting tracking stock, and other servicing arrangements. He has advised major investment banks on government-sponsored enterprise (GSE)-approved master repurchase facilities and managed more than $6 billion in variable funding, term, and money market fund eligible securities issuances. In addition, CJ has advised large fund families and sovereign wealth funds on joint ventures, master-feeder structures, and securitization platforms, including structuring a $2.5 billion offshore rehypothecation facility for a major investment bank.

CJ previously served as an adjunct professor in the Financial Services LL.M. program at New York Law School and at Eastern University’s College of Business and Leadership, teaching courses on business and finance law, and currently serves as adjunct professor at Kean University, teaching law, government, and sociology.

Prior to joining Wilson Sonsini, CJ was a partner at Dentons, where he was a member of the Capital Markets practice and led the Distributed Ledger Technology group in connection with the issuance and financing of digital assets.

In January 2026, Charles was issued a Nuclear Licensing & Regulation Certificate from the American Nuclear Society.