Digitalization is reshaping the finance industry, as evolving consumer expectations and new technologies combine to change the delivery of services, the form of products, and even the assets themselves. Digital transformation in the financial sector is driven by major changes in business processes and practices, and methodologies when it come to the delivery of financial service. Doing this effectively and in compliance with all the regulations can be very challenging.  The EU Digital Finance Package has underlined the importance of digital transformation in the financial services industry. US regulators are also watching closely the developments and provide rules for strengthening consumer security safeguards, preventing unlawful use of financial services, as well as mitigating the buildup of risks. The experts will discuss the legal and regulatory challenges facing financial institutions in Europe and the U.S. as they try to adapt to the increasing pace of change and enhance their digital service offering.